Lawson Insurance Group

Commercial Insurance

Commercial Insurance for Texas Businesses

From sole proprietors to growing companies, we build coverage packages that protect your business, your employees, and your bottom line — without the guesswork.

Get a Free Business Quote

One Agent. Every Coverage Your Business Needs.

Running a business is hard enough without worrying about gaps in your coverage. Lawson Insurance Group shops 20+ top-rated carriers to find the right commercial policies at the right price — so you can focus on what you do best.

Business Owners Policy (BOP)

A BOP bundles general liability and commercial property coverage into one affordable package — the smart starting point for most small businesses. It protects your building, equipment, inventory, and shields you from third-party claims.

  • Property damage & loss
  • Third-party bodily injury
  • Business interruption coverage
  • Ideal for most small businesses

General Liability

Protect your business from claims of bodily injury, property damage, and advertising injury caused by your operations, products, or employees. General liability is often required by clients and landlords before you can even start work.

  • Bodily injury claims
  • Property damage liability
  • Advertising & personal injury
  • Products & completed operations

Commercial Auto

Personal auto policies don't cover vehicles used for business. Commercial auto insurance protects your company cars, trucks, vans, and fleets — whether you own them, lease them, or your employees drive their own vehicles for work.

  • Company-owned vehicles
  • Employee-driven vehicles
  • Hired & non-owned auto
  • Collision & comprehensive

Workers Compensation

Required in most states for businesses with employees, workers' comp covers medical expenses and lost wages when an employee is injured on the job. It also protects your business from costly lawsuits related to workplace injuries.

  • Medical expense coverage
  • Lost wage replacement
  • Employer liability protection
  • Required for most employers in Texas

Commercial Property

Your business location, equipment, and inventory represent a major investment. Commercial property insurance covers damage from fire, theft, vandalism, and certain weather events — keeping your operations running after the unexpected.

  • Buildings & structures
  • Equipment & machinery
  • Inventory & stock
  • Business personal property

Cyber Liability

Data breaches and cyberattacks are a growing threat for businesses of every size. Cyber liability insurance covers the costs of a breach — including notification, legal fees, regulatory fines, and recovery — so one attack doesn't sink your business.

  • Data breach response
  • Legal & regulatory costs
  • Business interruption from cyber events
  • Third-party liability

Why Texas Businesses Choose Lawson Insurance Group

We Shop 20+ Carriers

We're independent agents, which means we work for you — not the insurance company. We compare rates across 20+ top-rated carriers to find the best fit.

Local Texas Expertise

We understand the unique risks Texas businesses face — from severe weather to industry-specific liability — and we build policies that reflect that.

Tailored, Not Template

No two businesses are alike. We take the time to understand your operations and build a coverage package that actually fits — not a one-size-fits-all policy.

Fast, Responsive Service

When you have a question or need to file a claim, you reach a real person who knows your account. No call centers, no runaround.

Ready to Protect Your Business?

Get a free, no-obligation commercial insurance review. We'll assess your current coverage, identify any gaps, and find you the best rates available.

Get a Free Business Quote